August 17, 2016 – Workers compensation is a type of insurance that MA employers are required to purchase for their employees. This type of insurance will cover you if you are injured or become sick due to your job and miss five (5) days of work, or receive less pay due to the injury or illness.
From the time the work related injury/illness occurs, you have four (4) years to report it to your employer. Once you report the incident with your employer, they will need to file a claim with their workers comp insurance company, who will then have 14 days to both approve the claim and mail your first check, or deny the claim and notify you of the reasons why.
If your employer refuses to file your claim with their workers comp insurer, you should report the incident to the insurance company or contact the Division of Industrial Accidents (DIA) for help filing the claim and receiving information about what steps to take if your employer is not cooperative.
If the insurance company denies the claim, and you believe their decision to be incorrect, the DIA recommends you:
- Hire a lawyer
- Fill out the DIA’s “Employees Claim Form”
- Contact the DIA to receive additional guidance and information on your rights
If you have filed a workers compensation claim that has been denied and need a lawyer, you can contact the BBA’s Lawyer Referral Service to be connected with an attorney who can assist in resolving your claim issues. Call us today at 617-742-0625, or fill out our online request form to begin the referral process.